Are You A Penny Pincher?

pennies

in a fountain

goldmine

Are you a penny pincher? If not, you are cheating yourself from a happy financial future. Your success depends on being a strict jailer to the money in your pocket. Do not let the thief escape. Guard him well with these suggestions.

Do not be seduced by products on the market. Crafty merchants will suck the money from your wallet if you listen to their silver tongued promises. Instead, ask yourself if you really need this product or service. Is it a life or death situation? Must you have this item at all costs? Wait a bit, and your money will thank you, as your desire to purchase that must have item diminishes.

Pocket the extra money that you do not spend. Put it in a bank account, a mutual fund, a piggy bank, or anywhere you feel it will be safe. Promise yourself that you will not touch your Golden Horde. As time passes, you will be surprised that the money you put away is slowly growing under your care.

Remember the lesson of this haiku. Pennies will turn into a goldmine with a little frugal decision making. Be a penny pincher. And watch your gold flow in.